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4 Ingredient Banana Bread

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Made with four easy ingredients, my 4 Ingredient Banana Bread is awesome for using up ripe bananas. The sweetness isn’t overwhelming and the addition of nuts gives the loaf that warm, homey flavor.

Banana bread with two slices resting on brown parchment paper.

What’s Great About This Banana Bread Recipe

  • It makes use of overripe bananas just like this recipe for 4 Ingredient Raisin Oatmeal Cookies
  • The loaf can be mixed up in less than 5 minutes.
  • It’s delicious, not overly sweet, and is perfectly served as a snack with coffee or an addition to any dessert table at a function.

Ingredients Needed For This Banana Bread Recipe

  • Bananas – The bananas should be about medium size. Most importantly, they need to be overripe. The darker the banana skin, the sweeter the banana flavor.
  • Self-Rising Flour – The self-rising flour provides the leavening agent in this recipe as well because of the baking soda that’s included in the mixture. If you don’t have any on hand, look below for the link to make your own.
  • Dulce De Leche Condensed Milk: I used Eagle Brand condensed milk and I know that some grocery stores have their own brand. I like to use the dulce de leche because it adds a deeper, caramel-type flavor to the bread that’s beautiful. For alternatives to this milk, look below.
  • Nuts – Nuts add that delicious texture and nutty flavor to the bread. You can skip the nuts if you want, but I really recommend them. Be sure they’re toasted and if you only have raw nuts on hand, toasting them is a simple process to make yourself.
Ingredients for the banana bread. Mashed bananas, dulce de leche condensed milk and self rising flour.
I forgot to add the pecans in the photo!

Instructions How To Make 4 Ingredient Banana Bread

  1. Combine the flour with the bananas. Mix it well.
  2. Add the dulce de leche (sweetened condensed milk).
  3. Pour the batter into the baking pan. Bake.

It really can’t get any easier. Such a simple recipe and a fantastic way to use up over-ripe bananas!

Banana bread in a tin baking loaf pan.

****Eazy Tip: Feel free to use bananas that you have peeled and frozen to use at a later date. Just be sure to thaw the bananas before adding them to the recipe and add any liquid that comes out of the bananas as they thaw.

Substitutions and Variations

Condensed Milk: Replace the dulce de leche with regular sweetened condensed milk if that’s what you have on hand. If you have none of those on hand, try replacing the condensed milk with evaporated milk, and add 2 Tablespoons of sugar. Dissolve the two together before adding them to the recipe.
Nuts: You can use almost any nuts you prefer or have on hand. I like to use pecans but I’ve used walnuts in the past. Walnuts and bananas are a classic combo. You can even use chopped almonds in a pinch.
Self-Rising Flour: You can easily make your own self-rising flour by mixing together regular, all-purpose flour, baking soda, and salt together. This article on different flours gives a handy recipe on exactly how to make it.
Bananas: There’s no real replacement for bananas in this recipe. You could try zucchini, but honestly, that would be a completely different recipe and the ratios would be different because of the water content in the zucchini.

A slice of banana bread on parchment paper and pecans around it.

Dealing With Leftover Banana Loaf

Even if this banana bread made with 3 ingredients gets a bit tired, there are wonderful ideas to still use it.

Try slicing the loaf and freezing each slice separately. Wrap each slice with parchment or waxed paper, and then transfer all slices to a freezer-friendly bag. This way, you can remove each slice as you want them, and they won’t stick together if you froze the whole loaf. The slices will stay great frozen for up to a month.

You can also toast the slices and spread a layer of butter on top. This will help add some moisture if the slices have lost any over time. I personally haven’t experienced the slices dry out, but I have toasted them and spread some butter on them and it was amazing!

For a bit more sweetness, you can toast them and add a bit of jam/jelly to the slice.

Also, for a fun way to use up extra banana bread, cube up the slices and toast them lightly in the oven. Then, use the toasted banana bread in parfaits with custard for a super delicious dessert!

Two slices of banana loaf with the rest of the loaf behind it on a wood board.

Questions You Might Have

Is Dulche De Leche just sweetened condensed milk?

Basically yes. Also known as caramel sauce in Latin America, it’s made using sweetened condensed milk.

Can I make my own Dulche De Leche?

Absolutely! You’ll want to do this ahead of making the banana bread. The process takes time, but it’s incredibly easy. Preppy Kitchen gives you three different ways to make your own Dulche De Leche from a can of sweetened condensed milk.

Did You Make This 4 Ingredient Banana Loaf Recipe?

If you gave this easy 4 ingredient banana recipe a try, I’d love to hear what you thought about it! Please leave a comment below and a ***star*** rating on the recipe card. Thanks so much for stopping by Eazy Grub today!

Yield: 1 loaf

4 Ingredient Banana Bread

4 Ingredient Banana Bread in a parchment lined loaf tin.

This 4 Ingredient Banana Bread recipe is easy to make and so delicious. With just the right amount of sweetness, this bread loaf is perfect for snacks or dessert and is made in under 5 minutes!

Prep Time 5 minutes
Cook Time 1 hour
Total Time 1 hour 5 minutes


  • 3 Bananas, overripe and mashed
  • 1 1/2 cups Self Rising Flour
  • 1 can Dulce De Leche condensed milk, 10 ounces/300 mls
  • 1 cup roughly chopped nuts (pecans)


    1. Preheat your oven to 350°F (175°C).
    2. While the oven is heating up, mash the bananas in a large bowl. You can do this with a fork or potato masher.
    3. Add the self-rising flour to the bowl with the mashed bananas. Stir until the two ingredients are well mixed together.
    4. Gradually add the dulce de leche condensed milk to the bowl. You want to make sure all the ingredients are well incorporated.
    5. Pour the batter into a greased or parchment-lined 9x5-inch loaf pan.
    6. Sprinkle the pecans on top of the batter.
    7. Bake the bread in your preheated oven for about 1 hour. The bread is done when a toothpick inserted into the center comes out clean.
    8. Allow the bread to cool in the pan for about 10 minutes, then remove it from the pan by using the parchment paper sides to lift it out. Let it cool completely on a wire rack.
    9. Slice and serve once cooled.


    Check the body of the post for alternative ingredients to the nuts, condensed milk, and flour.

    Be sure to use toasted nuts to enhance the flavor

    Try mixing some of the nuts into the loaf and reserve a few for topping the loaf.

    Nutrition Information



    Serving Size

    1 slice

    Amount Per Serving Calories 247Total Fat 10gSaturated Fat 2gTrans Fat 0gUnsaturated Fat 8gCholesterol 2mgSodium 335mgCarbohydrates 35gFiber 3gSugar 10gProtein 7g

    All nutritional information is based on third party calculations and is only an estimate. Each recipe and nutritional value will vary depending on the brands used, measuring methods and portion sizes per household.

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